The Middle Class: The Unsung Hero in India’s Ascent to Global Power
With its rich cultural heritage and burgeoning economy, India is on the cusp of becoming a global powerhouse. Central to this transformation is the rise of the middle class, a demographic driving economic growth and elevating the nation’s socio-economic game. The middle class in India is expanding at an exceptional
Leadership Guide From Aditya Puri, Former MD of HDFC Bank – A Tough Taskmaker
Aditya Puri isn’t just a name in banking circles; he’s a force that revolutionised India’s financial landscape. Over his 25-year journey at the helm of HDFC Bank, Puri didn’t just build a bank—he crafted a legacy. Starting in 1994, when the banking sector in India was still finding its feet,
GoPay – Powering Asia’s Digital Future with Seamless Payments
Founded: 2007 Funding Raised: $37.5M Key Milestone: Acquired by PayPal in 2019 Key Investors: PayPal, Worldline In the fast-paced world of finance, where decisions need to be swift, secure, and scalable, CFOs are under constant pressure to stay ahead of the curve. Enter GoPay, a fintech pioneer seamlessly blending innovation
Frugality, Consumerism, and Investment: A Global Snapshot of Cultural Financial Norms
The contrast in cultural attitudes towards saving and investment between East Asian and Western cultures is stark. In East Asia, countries like China and Japan are known for their high savings rates, which are influenced by cultural values emphasising frugality and future security. For instance, Japan’s traditional practice of Kakeibo,
Smart Money, Healthy Life: How are Asian startups addressing the intersection of personal finance and well-being?
In recent years, the intersection of personal finance and well-being has become a focal point for many Asian startups. These innovative companies are leveraging technology to provide solutions that help individuals manage their finances and enhance their overall well-being. Personalised Financial Management Startups like CashRich in India are revolutionising personal
Personalised Investing with Robo-Advisors
The financial industry is undergoing a revolution, one driven by technology and data analytics. Robo-advisors have emerged as one of the most disruptive innovations, changing how investors approach portfolio management. These AI-driven platforms are designed to provide automated financial advice and management based on algorithms, offering low-cost and efficient alternatives
Changing Demographics Revolutionising Finance Sector
Imagine being in your 70s or 80s and unable to find a suitable bank tailored to your specific needs, with specialised services such as healthcare services, retirement plans, etc. Wouldn’t that make you feel grumpy? This is the situation Japan is facing right now. With elderly customers representing a rapidly
PM Modi’s Bold Steps to Strengthen ASEAN-India Bonds
At the 21st ASEAN summit in Laos, PM Narendra Modi unveiled a 10-point blueprint to strengthen ties with ASEAN nations, which includes people-centric initiatives such as the Youth Summit and Start-up Festival. The plan further proposes the terms to increase the number of scholarships at Nalanda University and invites the
To Infinity and Beyond : The Corporate Takeover of the Final Frontier
“Sare Jahan Se Accha Hindustan Humara” are not just the lyrics of a famous patriotic song, but also the same words uttered by Rakesh Sharma, the first Indian in space. Despite that, we have made significant progress since those days. In July 2021, a rocket tore through the clouds into
Automating Processes Virtually
The world is ready to embrace Industry 5.0, and it’s high time to eliminate manual processes, at least for repetitive tasks. India’s tech giant, Infosys, faced a difficult challenge in 2017. Hundreds of the company’s manual processes kept piling up across various departments, causing inefficiency, delays, and inconsistencies in service